everyone...please send good thoughts, wishes and get well vibes...
my credit.
yes. my credit is sickly.
cross your fingers that i am approved for a secured credit card from capital one.
i am trying to re-establish my credit... to bring out the paddles and shock it back to life, so to speak...
i was young and foolish when i got my first credit card back in college... there they were, sitting at a folding table with balloons and free gummy bears... poaching poor college kids that had no income... and i fell victim...
my first real credit card was cut in half back in 1991 at blockbuster video on south street in philly.
now, when i make really good cash, i can't get a card. irony at it's finest.
i am paid up on all debt... paid in full letters in hand.
student loans... PAID.
medical stuff... PAID
bally's heath & fitness from 1995... PAID
miscellaneous items.... PAID
unfortunately, the credit reports say i am either delinquent or have no history. what the eff?!
they also say i haven't worked since 1993.
and that my birthday is in 1971.
three different credit report companies - all with different info.
jeezuz. this is making me sick.
anyone know the ins and outs of credit?

