first off, thanks for the comments.
let me clarify everything now.
1) i am not taking the apartment.
2) i am going to attempt to purchase a mini cooper convertible s on saturday
as for not taking the apartment. i can't swing $1500/month on top of still giving mom cash... which brings me to the next group of suggestions:
no. i do not do roommates. have in the past, and swore i would never have one again. may as well live with mom. i'm 34, not in frigging college.
mom is not going to take in a "roomie" either.
i will stay at home. help fix up mom's condo with the idea of selling it. once sold i will have the profits and put that as a down payment on a house somewhere.
no, i am not moving halfway across the country and leaving my job that is great to go somewhere that is not exactly known as a design mecca.
i do not "need" to get another car. so that's why i am NOT going to an auction, or buying a used one... you HAVE seen the mini giggle fund callout before. it's a dream car and i am going to treat myself to it (and hopefully the mini cooper website wasn't figuring payments wrong...)
what i WILL be doing is giving my 99 chevy cavalier to mom who owns a 91 tempo that doesn't have heat, or A/C -- nor does it have windows that go down. it's been described by a mechanic as "a disaster waiting to happen"
so that is why i am getting a new car - because A) i want one and B) to give gigglemom mine
my gut - which i hold it's opinion in the highest regard - had been flipping all last night and this morning - the idea of an apartment is nice. did i want to become a benny again? no. i am a shore girl first and foremost.
if anything happens to my job (god forbid) at least i will not have to worry about a lease, etc.
what are you talking about with "her HUD situation" - oh hell no that was not just said in my comments, was it??
my mother is her own person with her own taxes. she is not a dependant on my taxes, nor i on her's... let's get that straight.
whatever. i merely was pondering earlier today whether or not i should pay out the ass for an apartment that would be available may 1st --- in which - after all is said and done with every bill i have going each month, i would have $115 to my name... whereas if i get the car, after all the bills i have, i will have $1643 left over -- so... it's really not exactly a brain twister as to what the smartest decision is.
sure, i'd like to get out and back on my own... yes. the smoke kills me... yes the commute is grueling (although i know people who've been doing the same commute for over 20 years... so i shan't complain too much)
and when i get a mini cooper convertible, i will be grinning through it's windshield...
i have it pretty good in this house - after i've figured out finances and all that... yes, i am living with my mom at 34 (going on 35) but hey, i can always stay over other's houses if needed... and as i said before i moved back down - maybe it's a good thing that the condo is akin to a chastity belt on me right now.
i applied for financing on the mini cooper website today and they approved me... all i have to do is head over to princeton on saturday and take a test drive, tell 'em what i want, fork over a down payment and then smile.
back in 1991, i had come into a good chunk of change from my car accident when i was younger - and i went to the mazda dealership and test drove a miata - the car of my dreams back then. i drove it for 6 hours. it was blue. and then i was sitting there in the dealer's office, pen in hand, about to sign - cash. full payment. right then and there.
and i choked. my gut said no. not now.
and every time i see a miata i get a little wistful
i am 34 now. and yes, i have been whining about the mini cooper convertible s for about a year now....
i am going to bite the bullet and take this sucker on... i am finally getting some decent credit and i am going to use it...
anyway - i am not trying to growl at everyone who commented. i am fine with the comments, but come on, some of them were a little ridiculous.
and my back-up plan:
i'm playing the lottery.
